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Category:

MONEY

  • MONEY

    The Curious Inability To Spend Money On Yourself

    by MISSISSIPPI DIGITAL MAGAZINE September 26, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 26, 2024

    Recently, I hit a major milestone in my journey to overcome what I like to call “frugality disease.” I spent $160 for…

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  • MONEY

    The Temptation To Do A Cash-Out Refinance As Rates Collapse

    by MISSISSIPPI DIGITAL MAGAZINE September 23, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 23, 2024

    With record-high home equity and declining mortgage rates, the temptation to do a cash-out refinance is growing. I’ve certainly considered it myself.…

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  • MONEY

    The Biggest Concern After Fed Rate Cuts Is Not What You Think

    by MISSISSIPPI DIGITAL MAGAZINE September 21, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 21, 2024

    At long last, after four years, the Federal Reserve has finally cut the Fed Funds rate by 50 basis points, bringing the…

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  • MONEY

    Increasing The Retirement Withdrawal Rate At The Wrong Time

    by MISSISSIPPI DIGITAL MAGAZINE September 18, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 18, 2024

    If you’re increasing your recommended safe withdrawal rate for retirement now, you’re likely making a mistake. You might be inadvertently top-ticking the…

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  • MONEY

    Bumped Into An Illegal Immigrant And It Could Have Been Costly

    by MISSISSIPPI DIGITAL MAGAZINE September 16, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 16, 2024

    Like millions of others, I watched with intrigue the first—and potentially only—Donald Trump and Kamala Harris presidential debate. One of the most…

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  • MONEY

    Car Insurance Fraud As A Side Hustle Is Not Worth The Money

    by MISSISSIPPI DIGITAL MAGAZINE September 13, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 13, 2024

    In my post about illegal immigration, a commenter pointed out that I was lucky to avoid greater financial consequences from my “car…

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  • MONEY

    Maximizing Real Estate Returns In A Rate Cut Environment

    by MISSISSIPPI DIGITAL MAGAZINE September 11, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 11, 2024

    At long last, the time has finally come for the Fed to begin cutting rates in September. As a result, real estate…

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  • MONEY

    The Minimum Investment Amount Where Work Becomes Optional

    by MISSISSIPPI DIGITAL MAGAZINE September 8, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 8, 2024

    In a previous post, I discussed the futility of working when your net worth is declining. During a stock market crash or…

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  • MONEY

    Direct Indexing: Growing Investment Strategy Among The Wealthy

    by MISSISSIPPI DIGITAL MAGAZINE September 6, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 6, 2024

    One of the investing strategies growing in popularity with the wealthy is Direct Indexing. Before my consulting stint at a fintech startup…

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  • MONEY

    Careful Giving Up Your Career To Be A Stay-At-Home Parent- Financial Samurai

    by MISSISSIPPI DIGITAL MAGAZINE September 3, 2024
    by MISSISSIPPI DIGITAL MAGAZINE September 3, 2024

    In April 2017, I made a commitment to be a stay-at-home parent for the first five years of my son’s life. When…

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The state's cities, including Detroit, Grand Rapids, and Lansing, offer a wealth of residential and commercial properties, promising substantial returns on investment. Michigan's economic diversification, lower property costs compared to many others. DSCR loans require a comprehensive financial analysis of the property. This includes evaluating rental income, operating expenses, and the property's overall financial performance. Investors can make well-informed decisions based on this data.

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