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Category:

ECONOMY

  • ECONOMY

    Who Is Still on First? An Update of Characteristics of First-Time Homebuyers

    by MISSISSIPPI DIGITAL MAGAZINE August 12, 2025
    by MISSISSIPPI DIGITAL MAGAZINE August 12, 2025

    Donghoon Lee and Joseph Tracy Following the COVID-19 health crisis, home prices and mortgage rates rose sharply. This created concerns that first-time…

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  • ECONOMY

    Flood Risk and Flood Insurance

    by MISSISSIPPI DIGITAL MAGAZINE August 10, 2025
    by MISSISSIPPI DIGITAL MAGAZINE August 10, 2025

    Kristian S. Blickle, Evan Perry, and João A.C. Santos Recent natural disasters have renewed concerns about insurance markets for natural disaster relief.…

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  • ECONOMY

    A Check-In on the Mortgage Market

    by MISSISSIPPI DIGITAL MAGAZINE August 7, 2025
    by MISSISSIPPI DIGITAL MAGAZINE August 7, 2025

    Andrew F. Haughwout, Donghoon Lee, Jonathan Lee, Joelle Scally, and Wilbert van der Klaauw Debt balances continued to march upward in the…

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  • ECONOMY

    Student Loan Delinquencies Are Back, and Credit Scores Take a Tumble 

    by MISSISSIPPI DIGITAL MAGAZINE August 5, 2025
    by MISSISSIPPI DIGITAL MAGAZINE August 5, 2025

    Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, Joelle Scally, and Wilbert van der Klaauw This morning, the Center for Microeconomic Data at…

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  • ECONOMY

    How Shadow Banking Reshapes the Optimal Mix of Regulation

    by MISSISSIPPI DIGITAL MAGAZINE July 21, 2025
    by MISSISSIPPI DIGITAL MAGAZINE July 21, 2025

    Kinda Hachem Decisions that are privately optimal often impose externalities on other agents, giving rise to regulations aimed at implementing socially optimal…

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  • ECONOMY

    Student Loan Delinquencies Are Back, and Credit Scores Take a Tumble 

    by MISSISSIPPI DIGITAL MAGAZINE July 18, 2025
    by MISSISSIPPI DIGITAL MAGAZINE July 18, 2025

    Andrew F. Haughwout, Donghoon Lee, Daniel Mangrum, Joelle Scally, and Wilbert van der Klaauw This morning, the Center for Microeconomic Data at…

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  • ECONOMY

    Who Lends to Households and Firms?

    by MISSISSIPPI DIGITAL MAGAZINE July 16, 2025
    by MISSISSIPPI DIGITAL MAGAZINE July 16, 2025

    Nina Boyarchenko and Leonardo Elias The financial sector in the U.S. economy is deeply interconnected. In our previous post, we showed that…

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  • ECONOMY

    The Zero Lower Bound Remains a Medium-Term Risk

    by MISSISSIPPI DIGITAL MAGAZINE July 13, 2025
    by MISSISSIPPI DIGITAL MAGAZINE July 13, 2025

    Sophia Cho, Thomas M. Mertens, and John C. Williams Interest rates have fluctuated significantly over time. After a period of high inflation…

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  • ECONOMY

    The Rise in Deposit Flightiness and Its Implications for Financial Stability

    by MISSISSIPPI DIGITAL MAGAZINE July 11, 2025
    by MISSISSIPPI DIGITAL MAGAZINE July 11, 2025

    Kristian Blickle, Jian Li, Xu Lu, and Yiming Ma Deposits are often perceived as a stable funding source for banks. However, the…

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  • ECONOMY

    The Fed’s Treasury Purchase Prices During the Pandemic

    by MISSISSIPPI DIGITAL MAGAZINE July 8, 2025
    by MISSISSIPPI DIGITAL MAGAZINE July 8, 2025

    Ellen Correia Golay, Maximilian Dunn, Michael J. Fleming, Peter Johansson, Isabel Krogh, Or Shachar, and Joshua Younger In March 2020, the Federal Reserve…

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The state's cities, including Detroit, Grand Rapids, and Lansing, offer a wealth of residential and commercial properties, promising substantial returns on investment. Michigan's economic diversification, lower property costs compared to many others. DSCR loans require a comprehensive financial analysis of the property. This includes evaluating rental income, operating expenses, and the property's overall financial performance. Investors can make well-informed decisions based on this data.

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